Mortgage Broker in Smithville, MO
Home loans for buyers and homeowners in Smithville. Licensed in both Kansas and Missouri, so the state line never limits your search.
Buying in Smithville
Smithville sits near Smithville Lake, with a mix of in-town homes and acreage. Property taxes and insurance vary by city, county and school district, so I look at the real numbers on each house, not averages.
I work by phone, text and video and can meet at the Rochon Mortgage Team office at 1475 Walnut St, Kansas City, MO.
Loan options that fit Smithville
- VA loans for eligible veterans and service members
- FHA loans, a common fit for first-time buyers
- Acreage and well-and-septic properties, which have their own appraisal rules
- Conventional loans
- Down payment assistance for eligible buyers
Where to start
Start with a pre-approval so you know your budget before you tour. If another lender told you no, read told no on a mortgage. See also mortgage broker services across Missouri.
Common questions
Can I use a VA loan in Smithville?
Yes, if you qualify and the home meets VA property requirements. See the VA loan page.
Is FHA a good fit in Smithville?
It can be for buyers with limited savings or less-than-perfect credit. I compare it with conventional on your numbers.
Do you lend in Smithville?
Yes. I am licensed in Kansas and Missouri and finance homes across Clay County. I work by phone, text and video, and I can meet in person in Kansas City.
Can I get pre-approved by phone?
Yes. Send me your documents and we can usually get started in a day or two. See pre-approval.
Told no somewhere else? Call me.
I can’t promise a yes, but I’ll look at every option. Call or text, or meet in person.